Adding loans…
player to player, player to company, company to player, company to company.
The box would contain the following fields:
Loan amount, Interest rate, term, early payoff fee (if any)... This would be a contract.
The payment would automatically be paid on the first of each game month… With the ability of the debtor to make a higher payment, additional payments, early payoff.
A player/company would have a credit score. The range would be 1 to 100. Everyone would start off with a credit score of 50. If you make payments on time, pay off debt you move up towards 100. If you miss payments and default on loans you move closer to 1.
If you can pull this off, this would be the first game to do so.
Icing on the cake would be able to have a convertible loan. If a debtor was a company and couldn’t afford to pay off the loan they could exchange the debt for shares in the company….
